If you happen to trade stocks on the side and would like to learn better how to manage your risk while earning a decent rate of return, then read my post on what I’ve learned from @charlesSchwab.

It looks like those who worked hard to earn a better credit rating are going to be penalized by Biden administration. As part of the Federal Housing Finance Agency’s push for affordable housing, homebuyers with good credit will soon have to pay higher mortgage rates and fees to subsidize people with riskier credit ratings, according to a report by The Washington Times. This rule will encourage those who have not managed their money well and penalizes those who did. Government encouraging foolish behavior is never condoned in Scripture.

Only 44% of Christians believe Christ lived a sinless life. One aspect of this dismal number betrays how shallow and thin our understanding of the atonement really is. The atonement of Christ includes both his death, burial, and resurrection and his sinless life. If Christ sinned, then he could never be a sacrifice for our sins, acceptable to God. Consider this quote from Wayne Grudem:

Christ had to live a life of perfect obedience to God in order to earn righteousness for us. He had to obey the law for his whole life on our behalf so that the positive merits of his perfect obedience would be counted for us.

Grudem, Wayne. Systematic Theology: An Introduction to Biblical Doctrine (p. 570). Zondervan. Kindle Edition.

Market Watch maintains a nifty economics calendar that we all can use to stay up-to-date on economic leading indicators. You may want to bookmark this link: https://www.marketwatch.com/economy-politics/calendar

Finally, let’s all feel good that our tax dollars are hard at work. If you can stomach it, read this exchange from OSHA and Mr. Brody about the use of the ISO emergency exit symbol. It’s hard to believe that our government cares this much about exit signs and that Mr. Brody and many others have to spend cycles on minutia like this. Very frustrating to see.

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